Planning for retirement is not a topic employees often think about, but it’s an eventuality they will all have to face. Many employees lack the necessary … Read more
Retiring at 65 Is So Last Century
Have you heard about this group yet? Respectful Exits calls itself the “organized voice of aging workers,” and it aims to give voice to a group that is … Read more
The Modern 401(k): Options You Didn’t Know You Had
Navigating the constantly evolving 401(k) landscape while trying to meet employee expectations can be daunting for HR (especially when 401(k)s are only one … Read more
An Insurance Primer For Small Businesses That Want to Stay Competitive
For many small businesses, the struggle to compete with larger companies for talent is an uphill battle — particularly when it comes to benefit offerings. … Read more
What You Don’t Know About Your Retirement Plan Could Sink You
The U.S. Department of Labor in August significantly increased its penalties for retirement plan sponsors who get caught making compliance errors before … Read more
Smaller Businesses Need An Employee Retirement Program Too
Navigating the vast array of retirement plan options can be challenging for small and mid-sized businesses. In fact, a recent survey by the U.S. Government … Read more
Here’s How You Can Make Open Enrollment Great This Year
After months of planning and building your benefits package, open enrollment is finally right around the corner. Now, how do you ensure your employees are … Read more
Should Handling Employee Benefits Be Handled by HR?
I have been having a debate with myself. It’s becoming both annoying and non-productive. So I thought I would invite you all into the dialogue. As I speak … Read more
Helping Workers Rebuild Retirement Accounts? Don’t Hold Your Breath
I read an article last week on SHRM’s website titled Help ‘Displaced’ Workers Safeguard Their Nest Eggs, by Stephen Miller, and it gave me a chuckle. … Read more
Are 401(k) Loans a Really Bad Idea For Employees?
Following a recent financial planning webinar presentation, I was faced with a frequently asked question: Does it make sense to take out a 401(k) loan to … Read more
Helping Employees Invest: It’s the Secret to Getting Them Get Set For Retirement
Robots have replaced many jobs that people used to do. Luckily, they haven’t replaced all of them but there is something to be said for programming a robot … Read more
3 Ways to Help Employees With Their Physical and Financial Wellness
Your workplace wellness campaign may be missing a huge opportunity. And it’s all because of how you define the word “wellness.” Or rather, how you don’t … Read more
Sharing the 7 Habits of Confident Retirees With Your Workforce
From the thousands and thousands of pre-retirees I’ve talked to over the past decade, two consistant comments I hear over and over again are “I wish I’d … Read more
Weekly Wrap: IBM’s 401(k) Change? Just Another Reason to be Disengaged
When a company like IBM makes a big, ground-breaking employee benefits change, a lot of people sit up and notice. That’s why The Wall Street Journal … Read more
IRS Announces What Employees May Contribute to Retirement in 2013
The IRS has perfectly timed the announcement of the 2013 pension limitations during National Save 4 Retirement Week, which ends this Saturday. Notice … Read more
How Much Should Employees Have Saved Up For Retirement So Far?
I’ve just come off of a three-week road trip, where I zig-zagged across the western half of the U.S., speaking to a variety of workforces on planning for … Read more
Employment Law Basics: The Employee Retirement Income Security Act
Employment laws can be confusing and downright scary. They don’t have to be. As a public service, from now until my special Halloween webinar Answers to … Read more
401 (K)rash – 6 Essentials For Your Employees’ Financial Health
Are you ready for a harsh dose of reality? At their current rate of savings, most of your employees will be unable to retire comfortably and independently … Read more
Are Your Employees Falling For These Social Security Myths?
Last week I hit the road to conduct retirement planning sessions for a couple of mid-sized companies up in New England, and many of the attendees had some … Read more
Would Employees Pay for One-on-One Financial Guidance in the Workplace?
As financial wellness becomes more of a common component to workplace wellness programs, many smaller employers are considering the cost sharing aspect of … Read more