Dr. Stephen Wendel is a behavioral social scientist who studies employee benefits decisions. He is the Principal Scientist at the independent financial guidance company HelloWallet, and the author of two books on applied behavioral economics. This post is based on his most recent book, Improving Employee Benefits: Why Employees Fail to Use their Benefits, and How Behavioral Economics Can HelpImproving Employee Benefits." You can also get a PDF copy on the HelloWallet website.

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